People's Daily Online · Tianjin Window, April 2: A credit card being automatically activated has left a bad record for one’s partner, causing the inability to obtain a loan. Yesterday, Mr. Liu, who lives in Nankai District of Tianjin, shared his troubles with our newspaper. Mr. Liu explained that in March last year, he had planned to take out a loan to purchase a residential property. However, the bank staff from Tianjin Bank informed him that due to a poor credit card record under his partner’s name, the loan could not be processed.