Business Report (Reporter Juan Fan) - A recent article titled "Credit Cards Expose 'Shockingly Big Loophole'" appeared on a website, and our newspaper also referenced this report yesterday. Yesterday, the reporter interviewed professionals from several banks in our city. They stated that the payment method using the credit card's "last three digits" and other information is an international practice that has been followed by credit cards for many years. Labeling this payment method as a "shockingly big loophole" is considered an exaggeration and scaremongering.