How much can a car mortgage loan generally cover? Institutions that handle car mortgage loans are usually investment companies, pawnshops, guarantee companies, and auto finance companies, etc. Banks generally do not offer car mortgage loans for financing! The general preliminary discount for car mortgage loans is as follows: 20% off the factory price. For example, a car with a net price of 100,000 yuan can only loan 80,000 yuan when it leaves the factory. Then, after one year of use, 10,000 yuan is deducted. It still depends on the mileage, which can be specifically assessed by the second-hand car market. Usually, about 50-80% of the car's appraised value can be loaned, depending on the specific model and condition of the car. This article originates from Xunrong Network: http://www.xunrong.com. Please indicate the source if you reprint it!