All parents feel that teaching children to learn thrift is a headache. And for wealthy parents, the difficulty of this matter will be greater. Rich families live in luxury private villas and take private planes for family vacations. When children want to buy something, their parents can not say "we can't afford it" anyway. It's almost impossible to persuade children to delay buying what they want. Nowadays, most rich people come from the middle class, they hope to instill the virtue of working hard to become rich and thrifty into children. Therefore, they send their children to attend "financial education summer camp" and "private banking training program" to receive relevant training on how to save money and spend money. The real purpose of banks may be to develop these children as future customers. However, the result of these efforts is often that parents, rather than children, have received the related training.