Did the US bring down Gaddafi by "smart power"?
US warplanes are being withdrawn, while secret agents are sneaking in, attempting to dominate Libya without firing a shot. The reason for the loss of national quality is being sought.
Many great men have drawn blueprints for China to create advanced culture and transform the ignorant, but all have failed. Why do modern people celebrate Qingming Festival?
Qingming was originally just a solar term. Now that we are far from the agricultural age, why should we celebrate the Qingming Festival?
In fact, it's not just Ping An auto insurance, the development speed of other property insurance companies' telephone auto insurance business cannot be ignored either. In the past year, the domestic telephone auto insurance market has shown explosive growth. Market analysts believe that several reasons have caused this "explosion". Firstly, many insurance companies have changed their wait-and-see attitude towards telephone auto insurance and have boldly entered the market. This "hundred schools of thought contending" situation has made telephone auto insurance almost a household name overnight, becoming one of the mainstream channels for car owners to purchase insurance. Fierce competition has also made the car insurance market price more transparent. Combined with the convenience of purchasing by phone, the channel advantages of telephone auto insurance have become increasingly apparent. A few years ago, due to long-term "control" of customers by insurance intermediaries, who indirectly attracted customers through non-compliant preferential means, the price advantage of telephone auto insurance was not prominent. Last year, many provinces and cities across the country successively launched industry self-discipline measures, along with the rush launch of commercial auto insurance information platforms in various places. Traditional businesses have been affected by standardized management, causing prices to rise. Car owners accustomed to enjoying high discount rates gradually lost interest in the "price increase" policies. At this time, relatively cheaper and straightforward telephone auto insurance showed strong vitality. By eliminating middlemen and offering at least a 15% price discount, as well as the convenience of telephone reporting, the attraction to car owners is very tempting. Entering 2011, car owners' acceptance of telephone auto insurance has rapidly increased. From foreign experiences, more mature telephone auto insurance businesses are mainly inbound calls. The operational data of Ping An Telephone Auto Insurance Department also indirectly confirms this judgment. An increasing number of car owners are proactively calling to insure, with Ping An Insurance receiving 3.2 million inbound calls nationwide in 2010, compared to only 1.4 million in 2009. This change indicates that car owners' recognition of telephone auto insurance has gradually matured.
However, although the telesales market is growing rapidly, the scale of market operations among various insurance companies varies greatly. Statistics show that currently, 12 insurance companies are conducting telesales business, but in the entire telephone auto insurance market, Ping An Insurance still maintains a strong position, occupying more than 80% of the share, showing a significant differentiation phenomenon. In fact, telephone auto insurance may seem simple, but the threshold is quite high. Whether it's basic investment, team building, or channel marketing, it requires a huge investment of human, material, and financial resources. Taking Ping An's telephone sales channel construction as an example, starting in 2004, they invested nearly 70 million yuan in just 2009 alone, and over 1 billion yuan in 2010. The telephone auto insurance system can support more than 10,000 people online simultaneously, far exceeding the 2,000-person service level of developed countries in Europe and America.