Preparation of financial funds for studying in the USA is an essential condition for obtaining a visa. If your funds are insufficient, the visa officer may consider that you cannot complete your studies normally in the USA, which can easily lead to a visa rejection.
1. In principle, the US visa requires that the funds have been deposited for more than half a year, and fixed-term deposits are the best personal deposits;
2. If the fixed-term deposit period is not long enough, you can provide additional explanations based on the different professional backgrounds of your parents;
3. It's best to choose large state-owned banks or joint-stock banks for banking services. Do not deposit money into local credit cooperatives as the US Consulate does not recognize deposits from credit cooperatives.